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High Net Worth Homes
If you have a home where the buildings sum insured is higher than average or you have a contents sum insured of over £75,000 you probably need a high net worth household policy.
A high net worth policy is not always more expensive than a standard policy and it will always provide much wider cover. In most cases there will be a higher inner limit of articles of jewellery removing the need to specify every single item that you own. In addition most high net worth policies provide cover on an all risks basis, so you do not need to worry about whether your possessions will be covered away from home.
In many cases insurers will arrange to survey the property as part of the service to agree valuations with you in respect of both the home and contents.
High net worth polices often include add ons to the cover such as travel insurance, fraud cover, and identity theft. Some insurers even include insurance for the family pets
If you think that you may be suitable for a high net worth policy, please call HI Expert and ask for details. 01825 745 410